AI for Pattern Recognition - A Use Case for Lending

AI may struggle with a lot of things still, but one of its strengths is pattern recognition and analysis.

In action: I fed AI (Claude) historical loan data for a set period of time. I wanted it to find loss patterns based on actual data.

Most FIs have built 'if / then' statements into their LOS or Core for automatic decisions (whether light use or heavy use).

This is how to practically, and quickly, get useful data that can build these models being used.

Attached is a small sample of the combination analysis output.